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(Re-)Introducing Vault Guardian Rewards
Once agin, Vault owners can provide rewards for Guardians using $VGT with the blessing of the SEC and CFTC.
Recent regulatory changes announced by Chairman Paul Atkins of the SEC and Chairman Michael Selig of the CFTC mean that projects can resume implementation of their token economies. Vault12, the pioneer of crypto inheritance provided critical feedback to the SEC in 2025, on how its token was intended to be used, now with new regulations in place, Vault12 can complete introduction of its full token economy as described in its white paper. The most important aspect of this is, once agin, for Vault owners to provide incentive rewards for Guardians using $VGT.
Vault12 White Paper, § 6.1 Custodian Incentives (2018)
Custodians are giving owner's free storage space on their phones, which will grow as owners add more files to their Vaults. To motivate Custodians to safeguard the owner's shards, respond to owner's requests and to demotivate Custodians from deleting platform storage application, owners can opt-in to pay a mothly storage fee. This will be proportionate to the amount of assets stored and level of service expected from a given Custodian.
Promises made, promises delivered
In 2020, right after the launch of the Vault12 app in Apple and Google's App Store, an essential part of the VGT token economy was introduced.
The token provides utility by enabling subscriptions to Vault12 backup and inheirtance Vaults via the use of Guardians. These are friends, family and professionals who guard your Vault, ensuring your crypto assets can be passed on to your heirs. To support this utility an incentive is necessary for Guardians to guard your Vault, respond to notifications and requests to unlock and restore the Vault,
In 2020, Guardian incentive rewards capability was introduced into the product - however had to be disabled because at the time the SEC's stance was that all tokens are secutities and therefore not freely distributable, Vault12 complied, with this and the token utility was restricted to obtaining subscriptions.
In March 2026, the SEC and CFTC announced wide reaching changes to how tokens are to be treated. From a practical perspective these changes involve reviewing token economies described by project white papers and looking at how those token economies are functioning once the project is live. For Vault12 this means we can now re-introduce Guardian incentive rewards using VGT to complete our token economy,
Next Steps
Vault12 is re-introduing Guardian Incentive Rewards in an upcoming release of the Vault12 Guard app, This will enable Vault owners to provide Guardian incentive rewards to people guarding your Vault. No incentives will be issued to device Guardians, Guardians will be able to see that rewards have been deposited into their wallets, and Vault owners will be reminded to issue rewards.
This completes delivery of the VGT token economy per the Vault12 White paper.
(Re-)Introducing Vault Guardian Rewards
Once agin, Vault owners can provide rewards for Guardians using $VGT with the blessing of the SEC and CFTC.

Wasim Ahmad
Wasim Ahmad is a serial entrepreneur and an advisor in the fields of AI, blockchain, cryptocurrency, and encryption solutions. At Vault12, the pioneer of crypto inheritance, he led private and public fundraising efforts and focuses today on expanding the Vault12 ecosystem. In addition, he is a producer of the upcoming movie 'The Bitcoin Executor'.
His crypto experience began with AlphaPoint, where he worked with the founding team to launch the world's first crypto trading exchanges. Previously he was a founding member of Voltage Security, a spinout from Stanford University, that launched Identity-Based Encryption (IBE), a breakthrough in Public Key Cryptography, and pioneered the use of sophisticated data encryption to protect sensitive data across the world's payment systems.
He has also been very involved with regulatory initiatives in both the US and the UK, providing feedback to the SEC and FCA respectively pushing for expanded momentum for innovation and startups within the regulatory frameworks of both countries.
Wasim served on the board of non-profit, StartOut, and is a Seedcamp and WeWork Labs global mentor.
Wasim graduated with a Bachelor of Science in Physics and French from the University of Sussex.

Vault12
Vault12 is the pioneer in crypto inheritance and backup. The company was founded in 2015 to provide a way to enable everyday crypto customers to add a legacy contact to their cry[to wallets. The Vault12 Guard solution is blockchain-independent, runs on any mobile device with biometric security, and is available in Apple and Google app stores.
Vault12 is NOT a financial institution, cryptocurrency exchange, or custodian. We do NOT hold, transfer, manage, or have access to any user funds, tokens, cryptocurrencies, or digital assets. Vault12 is exclusively a non-custodial information security and backup tool that helps users securely store their own wallet seed phrases and private keys for the purpose of inheritance. We provide no legal or financial services, asset management, transaction capabilities, or investment advice. Users maintain complete control of their assets at all times.
Prepare for the future - Don't lose your crypto when you die...
...unless you set up Crypto Inheritance today.
It's simple — if you don't worry about crypto inheritance, nobody else will — not your software or hardware wallet vendors, not your exchanges, and not your wealth managers. So it's up to you to think about how to protect the generational wealth you have created, and reduce the risks around passing that crypto wealth on to your family and heirs. What are the challenges with crypto inheritance?
- Crypto Wallets are difficult to use and do not offer crypto inheritance management. In fact, most of them tell you to write down your seed phrase on a piece of paper, which is practically useless.
- Some people back up their wallet seed phrases or private keys on paper, local devices like hardware wallets or USBs, or in the cloud. All of these options have severe drawbacks that range from hacking to accidental loss to disrupted cloud services.
- Software wallets operate on specific blockchains, yet your crypto assets span multiple blockchains. For inheritance to work, you must be able to manage inheritance across every blockchain — now and forever.
Pioneering Crypto Inheritance: Secure Quantum-safe Storage and Backup
Vault12 is the pioneer in Crypto Inheritance, offering a simple yet powerful way to designate a legacy contact and pass on your crypto assets—like Bitcoin (BTC), Ethereum (ETH) and Solana (SOL) —to future generations. Built for everyday users yet robust enough for the most seasoned crypto enthusiasts, Vault12 Guard ensures your wallet seed phrases and private keys are preserved in a fully self-sovereign manner, across all Blockchains.
At the heart of Vault12 Guard is quantum-resistant cryptography and a decentralized, peer-to-peer network of trusted Guardians. Your critical information is never stored in the cloud, on Vault12 servers, or even on local devices—dramatically reducing the risk of a single point of failure. By fusing a powerful software layer with the Secure Element of iOS devices (Secure Enclave) and Google devices (Strongbox), Vault12 Guard locks down your private keys against present and future threats.
Our innovative approach harnesses social recovery, enabling you to appoint one or more trusted individuals or mobile devices as Guardians. These Guardians collectively safeguard your protected seed phrases in a decentralized digital Vault—so there’s no need for constant lawyer updates or bulky paperwork. Should the unexpected happen, your chosen legacy contact can seamlessly inherit your crypto assets without compromising your privacy or security.
Preserve your digital wealth for generations to come with Vault12 Guard—the simplest, most secure way to manage crypto inheritance and backup.
Take the first step and back up your crypto wallets.
Designed to be used alongside traditional hardware and software crypto wallets, Vault12 Guard helps cryptocurrency owners back up their wallet seed phrases and private keys (assets) without storing anything in the cloud, or in any single location. This increases protection and decreases the risk of loss.
The first step in crypto Inheritance Management is making sure you have an up-to-date backup.
The Vault12 Guard app enables secure decentralized backups, and provides inheritance for all your seed phrases and private keys across any blockchain, including Bitcoin, Ethereum, and others, and for any crypto wallet.
Note: For anyone unfamiliar with cryptocurrencies, Vault12 refers to wallet seed phrases and private keys as assets, crypto assets, and digital assets. The Vault12 Guard app includes a software wallet that works alongside your Digital Vault. The primary purpose of this is to guard your Bitcoin (BTC) and Ethereum (ETH) wallet seed phrases, private keys, and other essential data, now and for future generations.


